Joanne Taylor778-227-1443
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SURREY, BC — The Fraser Valley residential resale market slowed again in August, as homebuyers continue to face affordability challenges.
The Fraser Valley Real Estate Board recorded 1,067 sales in August, down by 13 per cent over last month and by 30 per cent over the 10-year seasonal average. August sales were the second slowest seasonally adjusted sales in a decade.
Inventory levels in the Fraser Valley dipped slightly in August with active listings at 8,626, down one per cent from July, but 37 per cent higher than August 2023.
“Despite two policy rate cuts by the Bank of Canada, buyers are still feeling the squeeze of overall affordability challenges in BC,” said Jeff Chadha, Chair of the Fraser Valley Real Estate Board. “With prices for single-family homes, townhouses and condos holding relatively flat year-over-year, many continue to face challenges buying their first home or moving up in the market, as reflected in seasonally slow August sales.”
New listings dropped nearly 20 per cent in August, to 2,778. With a sales-to-active listings ratio of 12 per cent, overall market conditions are just shy of a buyer’s market. The market is considered balanced when the ratio is between 12 per cent and 20 per cent. The last time the Fraser Valley dipped into buyer’s market territory was spring 2020.
“Buyers continue to wait on the sidelines in anticipation of more cuts to the Bank of Canada’s policy rate,” said FVREB CEO Baldev Gill. “However, we encourage anyone looking to get into the market to speak with their REALTOR® and lending professional to fully understand where interest rates may be heading in the coming months to determine the optimal long-term strategy.”
Across the Fraser Valley in August, the average number of days to sell a single-family detached home was 33, while for a condo it was 32. Townhomes took, on average, 28 days to sell.
Full package: https://www.fvreb.bc.ca/statistics/Package202408.pdf
MLS BENCHMARK PRICE ACTIVITY for AUGUST 2024 for *WHITE ROCK/SOUTH SURREY*
• Single Family Detached: At $1,966,700, the Benchmark price for a single-family detached home in the South Surrey/White Rock area decreased 1.3% from $1,992,300 from August last year and decreased 0.7% from last month in July ($1,9880,500).
• Townhomes: At $969,600, the Benchmark price for a townhome decreased 0.6% from August last year ($975,300) and remained the same compared to last month in July.
• Apartments: At $623,900, the Benchmark price for apartments/condos decreased 1.3% from $632,300 compared to August last year, and decreased 1.8% from last month in July ($635,100).
SALES FOR AUGUST 2024 (for *WHITE ROCK & SOUTH SURREY*)
Detached: 60 sales, up 22.4% from 49 last month and up 1.7% from August last year (59)
Townhouses: 34 sales, down 26.1% from 46 last month and down 20.9% from 43 last year in August.
Apartments: 39 sales, down 9.3% from 43 last month and DOWN 40% from August last year (65).
MEET JOANNE:Joanne lives in White Rock and has extensive knowledge of the White Rock and South Surrey neighborhoods and has been very successful in selling beautiful homes in a wide range of prices and locations. She’s had the honour of receiving many Sutton Achievement Awards in addition to the Medallion Award for 3 years which represents being in the top 10% of the over 40000 total Realtors in the Fraser Valley Real Estate Board. With a solid background in Business, Sales and Marketing, Joanne is committed to providing the highest level of service and provides superior results, whether you’re buying or selling real estate. Joanne is a Realtor who has earned a reputation for looking after her clients’ best interests and needs with genuine care and expertise, providing excellence in attentive one-on-one service with honesty and integrity. Her commitment to ongoing education and learning ensures impeccable standards. Joanne is an active member of the community through volunteer work with the Rotary Club of South Surrey. She currently serves on the Executive as Director of Public Relations and has been awarded Rotarian of the Year (2013) as well as recently receiving a Paul Harris Fellow Award from the Rotary Foundation (2016). Have an ocean view property? JOANNE UNDERSTANDS THE VALUE OF OCEAN VIEW PROPERTIES. As part of an extensive Marketing Program, Joanne showcases all her listings to buyers in China, Malaysia & Singapore searching for international luxury properties. Many of her sales have been featured in the Vancouver Sun and in Westcoast Homes & Design Magazine. JOANNE'S MOST RECENT SALES FEATURED IN THE VANCOUVER SUN: -DEC.26, 2020: South Surrey Townhouse Boasts Big-Ticket Updates -OCT. 10, 2020: 1627 127th St, Ocean Park, South Surrey (first feature) -AUG. 1, 2020: 14074 16A Ave, South Surrey (3rd Feature down) -MAY 30, 2020: #36 - 15450 Rosemary Heights Cr, Morgan Creek, South Surrey -MAY 20, 2020: "1570 Bishop Rd, White Rock" (2nd feature) -JULY 13, 2019: "Solay" in South Surrey: #63 - 15168 36th Ave (3rd Feature) -MAY 25, 2019: "212 — 1561 Vidal Street, White Rock" (3rd Feature) -MAY 4, 2019: "S.Surrey Townhome Has Plenty of Living Space" (1st Feature) -CLICK HERE "2148 138th St, South Surrey, Chantrell Park Estates -CLICK HERE "13758 21A Ave, South Surrey, Chantrell Park Estates ________________________________________________________________________________ NOW USING AERIAL PHOTOGRAPHY: CLICK HERE (15322 Royal Ave, White Rock) HERE (12585 15th Ave, Ocean Park) and HERE (15514 Royal Av, White Rock) FOR A SAMPLE Call Joanne today to discuss your individual real estate needs! Testimonials: "After completing our fifth real estate transaction with Joanne we are once again extremely grateful for all of Joanne's hard work and support. Joanne has always had our best interest at heart, been completely professional and a pleasure to deal with. Joanne your knowledge and sincere support is very much appreciated. Thank you." K&L Martin 10/03/2022 "I would like to say a few words in appreciation of Joanne Taylor for her excellent service in the recent sale of our South Surrey apartment. From the outset Joanne was hard working, understanding and caring. Although the apartment was up for sale in challenging market circumstances, Joanne advised that property transactions of a similar nature in the immediate local area would ultimately guide the sale. This despite all the daily noise in the press and social media regarding all things property. Her calm understanding of ever changing market conditions was reassuring. Also her quiet sense of humor was a major plus when challenges occasionally arose. Being a consummate professional she consistently provided timely advice and guidance. We were therefore encouraged by the trust placed in her. It was clear to us that whilst assisting with the buying and selling of property is Joanne`s daily “bread and butter”, she fully understood that for my wife and I a successful sale was of the highest importance. That she was working for us and in our interests was clear from the moment I first spoke to Joanne until the sale was concluded. Thank you, Joanne. I hope that in reading these few words other prospective clients will reach out to you." A. Singleton 08/04/2022 "It was an absolute pleasure for my father and I to work with Joanne recently on the sale of his condo. Joanne's professionalism and focus on building relationships with her clients to understand their unique circumstances and goals made her the ideal realtor for him as he transitioned to a new chapter in his life. We were very satisfied with the outcome, and especially appreciated Joanne's thoughtfulness and attention to making the experience seamless and special for my father. We could not recommend Joanne any more highly and look forward to working with her again in the future!" -C.Weir 12/07/2021 “Joanne’s expertise, professionalism and knowledge of the real estate market were evident from our first meeting. The excellent service and guidance she provided resulted in a very quick successful sale. I’m so grateful to Joanne for all her help in selling my condo and would recommend her to any new clients.” -Helen 11/24/2021 "Joanne Taylor has redefined “ real estate agent” for us. Her graceful confidence and knowledge of the real estate market were evident from our first meeting - simplifying the selling process by focussing on the important and necessary: clear communication to the buyers market with designated showing times that were convenient and easy for us. Our house was sold within 10 days of meeting her. During the process of finding our new home, she was supportive and fast-acting when it came time to purchase; and very helpful during the moving process. We feel very fortunate to have had Joanne by our side during this stressful time of change. -Henry & Susan 11/11/2021 "Joanne Taylor is an experienced and hardworking professional whose guidance and support were invaluable to me through the process of selling my family home. She was knowledgeable, readily available for questions and kept me informed while she worked to produce a quick sale of my home!" -Dorothy Reid 10/14/2021 "We had the great pleasure of having Joanne help us with our sale and new purchase. We found her to be honest, caring, helpful, down to earth and practical with her advice when given. She clearly had our best interest at heart and made it her priority to ensure we were happy in the end." -Debbie and Scott 8/31/2021 "If you are looking for a personable, professional realtor to work closely with you to either sell or find you a home, it’s Joanne. Joanne is hardworking and makes herself readily available. She is knowledgeable about her field and I have already recommended her to family and friends and will certainly continue to do so!" -Laura & Tom 7/18/2021 "We recommend Joanne Taylor 100%‼️ She is friendly, professional & honest. Her integrity is unbelievable. Her willingness to go above & beyond can’t be matched. No matter how many homes we wanted to see, she was agreeable & knowledgeable. Her expertise guided us to our dream home, we're so grateful! She puts her client's needs above everything else. In this crazy Real Estate market, you couldn’t have a better Realtor! Words can’t describe how pleased we are with Joanne. Thank you for your guidance & patience! -Laurie Putnam 6/14/2021 "It didn’t occur to me that I might find just the perfect realtor when I decided to sell my lovely house; but I believe I did find her: Joanne Taylor. What a refreshingly good realtor in every way: professional, informed, efficient, knowledgeable, supportive, positive & passionate - the complete package, combined with great communication skills and the foresight to complete all her homework before taking on this new client’s ‘project’. Joanne is, in my opinion, a delightful personality and a joy to work with. I have worked with many realtors on numerous properties bought and sold over the past 35 years, but have never before found a realtor who was a near-perfect ‘10’. Within an unexpectedly short period of time, Joanne achieved what I had dreamt of: a quick and no-nonsense sale of a much-loved and unique property while providing sound advice on how best to respond to multiple offers. I would definitely recommend Joanne to anybody looking for such commitment from a realtor, and one who is dedicated to assisting in finding just the right match between seller and buyer. A commendable job!!" -Madelon Mulder-Keij "Joanne represented us in both the sale of our old property and the purchase of our new property. The sale of our old house took only a few days, but before we could really start looking for our new home, the pandemic hit, and new listings dropped dramatically. Joanne worked cheerfully and efficiently to find us properties to view, and she went above and beyond to find a new listing for a rancher that we loved. This fit all of the criteria that we had regarding location, size, layout and of course budget. We would highly recommend Joanne’s services to anyone looking to buy or sell." -Phillip & Christine Neale "Seamless" is the word that comes to mind. From the listing of our property to showings of our home, to completion of the sale, all were handled professionally and seamlessly by Joanne. We were always kept appraised of the local market and only had positive responses to any concerns that arose. We never felt any pressure and wouldn’t hesitate to use Joanne in the future. She creates a positive sales experience for her clients." -Randy McLeod "Joanne came highly recommended to us by a number of neighbours in my community who were very pleased with their experience buying or selling their home with Joanne’s skilled assistance. We contacted her more than a year before our planned move to get advice on the value of planned renovations. That advice paid off when it came time to sell our home. In addition, during the surprisingly brief period it took Joanne to prepare for, market, show and sell our home, we received highly professional and personalized service. We were very impressed with the breadth and professional quality of her promotional activities and materials, her personal attendance at every showing of our home, and her timely communication with us through the sale of our home. It was very much a privilege to work with Joanne and we would not hesitate to add our voice to those of our neighbors who highly recommend her services. -Glynis Marks and David Ackermann "Joanne is the best realtor I've ever worked with, by quite a margin. Professional and fun, she did everything right, from advice on the best price, date to list, and date of the open house, to staging, photos, and advertising. Our place sold quickly with multiple offers, even in a softening market. Communications were easy and prompt, she was present at every showing, and she handled the contract, inspection and legal side of things with clear expertise. I don't hesitate to recommend her highly." -D. Smith "We were delighted to engage Joanne for the sale of our home because she has an excellent reputation in real estate sales. Joanne worked extremely hard for us and successfully completed the sale of our home in a short period of time despite a difficult real estate market at the time. Joanne has our highest recommendation." -Robert and Margaret "Whether you are buying or selling or both, it is so important to pick a realtor that knows the South Surrey /White Rock Market, with Joanne you get just that. Joanne is an extremely knowledgeable “local” realtor. We have done many real estate transactions over the years and have worked with many different realtors, the difference is that with Joanne you truly get personalized service. We sold in a tough market and while the sale took a while, Joanne made us feel that we were her only client even though that was clearly not the case. We found Joanne to be extremely professional, hardworking and ethical. She will go the extra mile in marketing your house. We highly recommend Joanne and we will be sure to use her for any of our future real estate needs. Thanks Joanne for everything that you did for us and for just being you." -Wayne and Nicole Flewelling "Hi Joanne, We wanted to send you a quick note of appreciation for your fabulous efforts in successfully listing and selling our home. The whole process was remarkably smooth and stress-free and most importantly, resulted in a very quick sale. Your skill as a Realtor and professional approach made our experience with you a real pleasure. We have already told a number of our friends who may be interested in selling that you are the one to call!! Once again, thank you so much. You certainly made our day when you phoned and said " Your house is sold !!!" Best personal regards. Norm & Rita "Dear Joanne, I want to thank you for your outstanding work in helping me to not only sell my house during a very flat real estate market but also helping me to obtain a very reasonable price. From the time that I listed my property; you paid attention to detail; you were always professional, remarkably efficient and conducted yourself with integrity. Your knowledge, respect and enthusiasm impressed me! You have always taken the time needed to get to know me and always made sure you were at the property for every showing so a woman of your word. I really appreciated this. Joanne, you are a diamond in your industry and I have already recommended you as a #1 reputable realtor in South Surrey area; one who has the skills to get the job done. You meet and exceed every expectation in this regard. I wish you all of the very best. Warmly, D. Ratz, South Surrey "Joanne, you did a brilliant job listing our home. Your hard work & focus on detail plus the passion you have for your job shows. I'm so happy with my choice and feel comfortable placing my home in your hands". -J. Kolysher "Joanne is an outstanding Realtor. She has assisted me with both the purchase and sale of property. Both of these transactions involved some complexities that rendered them somewhat unusual and difficult, and Joanne dealt with the challenges professionally and capably. I have bought and sold many properties over the past thirty years and have had a significant number of dealings with many Realtors. Joanne is extremely knowledgeable and competent and consistently exceeds expectations. She is diligent and hard-working. I have no hesitation in recommending her to prospective clients." -A. Graham, White Rock Dear Joanne, We can’t thank you enough for everything you’ve done for us. You were pleasant and wonderful from the moment we met you and everything you did was with great professionalism and pride. We will definitely stay in touch and we will have no hesitation at all recommending you to our family and friends. Thank you again for finding us our wonderful home! -Doug, Antoinnette and Genna, South Surrey "Joanne had great patience and understanding of our search for our new home. With her expertise, excellent advertising and open house dates, we had multiple offers and sold our house within one week. We highly recommend her as a Realtor." -Larry and Lucille Lewis "It has been such a pleasure to have Joanne as our realtor in the sale of our home. She navigated through some difficult negotiations with skill, ingenuity, and professionalism. Throughout the process, she was always helpful and attentive to all our concerns and we really cannot think of anything that could have been handled better. Joanne obviously loves her job and works very hard for her clients. We will be using her services in finding a new home as well and we have no hesitation in enthusiastically recommending her to anyone who is considering buying or selling a home". -Jean and Ian "Dear Joanne: We would like to extend our sincere THANK YOU for the wonderful service you provided with the listing of our White Rock condo! We could not believe the amount of activity that our unit was receiving as others in the building sometimes went months without a showing. We had thirteen in two weeks! We realize that this was due to the exposure your listings receive on so many different websites! The offer that we ended up going with required top notch negotiating skills and you certainly did a marvellous job for us. The honest way that you approached a potential special assessment and dealt with it within the offers was the work of a very seasoned pro. We loved your communication skills and keeping us in the loop in every aspect of negotiations. In addition to all of this, you are a very nice person We have been recommending you to everyone that we know in the area!!" Cheers, Jerry and Pat Wasylyk "No amount of thanks would be sufficient for the highly professional guidance of my Realtor, Joanne Taylor. Her calm, reassuring approach was much appreciated as was the speed and efficiency with which she brought the whole process of listing and selling my home to a successful end." -Bill S. “Our experience with Joanne is worth sharing. She has been extremely reliable, attentive, punctual and knowledgeable in the course of the sale of our home and purchase of our new residence. Having had experience in real estate transactions for over 40 years we were pleased to find a responsible and trustworthy representative in our community. We could highly recommend Joanne to anyone looking for a dedicated and sincere salesperson to sell or purchase real estate.” -Bob and Jo-Ann Reimer "My move from Surrey to White Rock was a difficult decision for me as I have lived here for 27 years. I appreciated the way you really listened to my needs. I didn't feel pressured or pushed into something I did not want & you allowed me to make my own choices on what I wanted in a new home. You worked with me when making the appropriate arrangements & you were always prompt & courteous to me, even though I made several phone calls to you. You put me at ease, & for that, I am truly grateful. Thank you so much Joanne, for being what I feel, is the best realtor in town!" -Shirley A. Gardner
"We have now settled into the home of our dreams following a longer than usual journey of five years in the crazy west coast real estate market with our chosen realtor, Joanne Taylor. Why such a long time? For 50 years we had lived on our lovely property in a very beautiful area, but in 2012 we decided to plunge into the market, make a profit and downsize our property. We are not impulsive people so after a few low offers we decided we may have made a mistake and when our contract with Joanne ran out we reluctantly told her that we were going to cool it for a while. By this time Joanne had spent a lot of time with us and made the effort to understand our needs. We became friends and she continued to keep in touch sending listings and showing us homes when we were interested. She didn't try to talk us into re-listing but waited patiently until we were ready. Finally, we re-listed at a much higher price, but we felt that psychologically we were now ready to sell. Joanne kept us up to date on any new listings and handled the offers that came into us very professionally. Her expert guidance was invaluable when we encountered some ups and downs along the way. Joanne is a very patient person who takes the time and makes every effort to understand her clients' needs. She keeps calm under pressure and reacts quickly when the situation requires it. We have seen over these years that she has the talent to handle complicated situations and difficult people with sensitivity and finesse. We don't hesitate to recommend her to friends and relatives. -Mr. & Mrs. Langton SOME HELPFUL LINKS:BC's Speculation & Vacancy Tax: gov.bc.ca/spectax More than 99% of British Columbians are exempt but all property owners in the taxable regions must declare to receive their exemption. If you aren't eligible for an exemption, you may be eligible for a tax credit to reduce the amount of tax you pay. One must declare by March 31, 2020 BC First Time Home Buyer: http://www2.gov.bc.ca/gov/topic.page?id=0778BC0286DC4B1DAFEF090568064BB0 Homeowner Protection office: http://www.hpo.bc.ca/ New Homes Registry: https://lims.hpo.bc.ca/prs/NewHomes/ BC Assessments: http://www.bcassessment.ca/Pages/default.aspx Compare Assessments online: http://evaluebc.bcassessment.ca/ White Rock on-line: http://www.whiterockonline.com/ White Rock City Hall: http://www.whiterockcity.ca/ City of Surrey: http://www.surrey.ca/ Border Line-ups: http://www.borderlineups.com/ BC Ferry Line-ups: http://www.ferrylineups.com/ British Columbia School Rankings by the Fraser Institute: http://britishcolumbia.compareschoolrankings.org/elementary/SchoolsByRankLocationName.aspx Surrey School District: https://www.surreyschools.ca/Pages/default.aspx Crescent Park Elementary School Elgin Park Secondary School Semiahmoo Secondary School Ray Shepherd Elementary: https://www.surreyschools.ca/schools/rayshepherd/Pages/default.aspx White Rock Elementary: https://www.surreyschools.ca/schools/whiterockelem/Pages/default.aspx Peace Arch Elemenary: https://www.surreyschools.ca/schools/peacea/Pages/default.aspx Earl Marriott Secondary School: https://www.surreyschools.ca/schools/earlmarriott/Pages/default.aspx Locate a School (S.Surrey/White Rock:) http://mybaragar.com/index.cfm?event=page.SchoolLocatorPublic&DistrictCode=BC36 Delta School District: http://web.deltasd.bc.ca/ Mortgage Rates: http://www.bankrate.com/can/ Canada & Mortgage & Housing Corp: http://www.cmhc-schl.gc.ca/ Financial Consumer Agency of Canada: http://www.fcac-acfc.gc.ca/eng/Pages/home-accueil.aspx BC Real Estate Association: http://www.bcrea.bc.ca/ Canadian Real Estate Association: http://www.crea.ca/ Peace Arch News: www.peacearchnews.com Best Homes of BC: http://www.besthomesbc.com/ Sing Tao Newspaper: http://news.singtao.ca/vancouver/ Vancouver Sun (on-line): http://www.vancouversun.com/life/fashion-beauty/Video+Fashion+Style+Spotlight+with+Jessi+Cruickshank/10246927/story.html National Post (online): http://www.nationalpost.com/index.html The Province Newspaper, online: http://www.theprovince.com/index.html Youtube: https://www.youtube.com/ Rotary Club of South Surrey / White Rock: http://www.clubrunner.ca/Portal/Home.aspx?cid=261 White Rock, South Surrey, Sunnyside, Meridian Park, King George Corridor, Chantrell Elgin and Ocean Park Homes for Sale and luxury Realtor: www.joannetaylorhomes.com
MARKET VALUE AND PROPERTY ASSESSMENT:How is market value determined?According to BC Assessments, when establishing the market value for a particular property, BC Assessment considers each property's unique characteristics. These are the same characteristics that a home purchaser would consider, including size, layout, shape, age, finish, quality, number of carports, garages, sundecks and condition of buildings. Services in the area, location, views and neighbourhood may also influence a property's market value. Appraisers may enter a home to conduct property inspections, ensuring that the description and condition of a property is accurately reflected on the Property Assessment Notice. BC Assessment appraisers analyze all real estate sales in their area and develop common units of comparison and corresponding values. They review similarities and differences between properties to arrive at a uniform assessed value for a particular property. Why are assessments based on market value?Market value assessment is widely considered to be the fairest system for distributing the property tax burden. In any tax area, properties of equal value contribute the same tax, while higher-value properties contribute more than those with lower values. Both assessors and taxpayers can readily check assessments by comparing recent sales and assessments of similar properties in the neighbourhood. Why is there a difference between my property’s value on the Assessment Notice, the bank mortgage appraisal or the real estate assessment?The real estate market is the single biggest influence on market values. Market forces vary from year to year and from property to property. The market value on an assessment notice may differ from that shown on a bank mortgage appraisal or a real estate appraisal because BC Assessment’s appraisal reflects the value as of July 1 of the previous year, while a private appraisal can be done at any time. When reviewing the annual property assessment notice, property owners should check that it reasonably estimates what the property would have sold for on July 1 of the preceding year, and that it relates to the value of other properties in the neighbourhood. Do taxes increase as a result of inspections?Not necessarily. A property inspection may reveal previously unrecorded improvements or evidence of physical deterioration. This could lead to a change in the value of the property assessment.
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