Cash Home Buyer Checklist

Joanne Taylor Personal Real Estate Corp.

Trusted, Reliable, Dedicated


White Rock & South Surrey Realtor

Joanne Taylor






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Rotary Club of South Surrey




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Mortgage Calculator

Purchase Amount: Down Payment:
Interest Rate: % Payment Interval:
Mortgage Term (Years)    
Closing Costs ($): Closing Costs (%):
Loan Amount:
Interest Rate:
Payment Interval:
Mortgage Term:
Total Payments:
Total Amount Paid:
Total Interest Paid:
This calculator is for information purposes only. Users should not use this calculator to make any financial decisions and should speak with their bank or mortgage broker. The website owner does not guarantee the accuracy or reliability of any information or calculations provided by this calculator. The website owner is not liable for loss or damage of any kind arising from the use of this tool.


It’s a great time to buy!  If you’re in the market for a home without the hassle of a mortgage and have wisely saved your money to pay cash for your next home or investment property, you’ve definitely got a powerful advantage in today’s market.  However, just because you're not subject to the same rules and regulations that are required from mortgage lenders - doesn’t mean you should just sign on any dotted line.  Please contact me so I can protect your best interests and make sure you don't pay too much.  Here is an important checklist we need to follow:


  • Property Disclosure Statement: This form should reflect any known property damage. Is there an Oil tank on property? Is there any unauthorized accommodation? Any material latent defects must also be disclosed. 
  • Title Search:  This will show any liens on the property, CPL's or title problems you might face
  • Title Insurance: A must-have for the cash buyer - especially when considering distressed or foreclosed properties
  • Home Inspection: Never buy a property without one - it's the only way to ensure you know what you are purchasing
  • Termite Inspection: Tiny bugs=big problems with big repair bills - don't risk not knowing 
  • Property Tax Estimate: Know in advance what your estimated annual tax will be
  • Appraisal:  This will help you ensure that your purchase price is at fair market value
  • Survey: Another important way to ensure you have accurate documentation of your Property
  • Flood Zone: If you are in a flood zone, your insurance company may require additional coverage.
  • Hazard Insurance : Have the property bound with insurance from the closing date
  • STRATA Dues/Fees: You'll want to know what you’re getting into cost wise in terms of maintenance





As a real estate professional and consumer advocate, I will always ensure that your best interests are protected. Call me anytime to discuss what you are looking for in a property and how we can get you the best possible property for you investment.

Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Greater Vancouver REALTORS® (GVR), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the GVR, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the GVR, the FVREB or the CADREB.